You choose exactly which brand new car you want to drive and Simple Car Funding will lease (hire) it to you for three years in return for an initial payment and fixed monthly payments over the period.

Your three year car lease includes fully comprehensive insurance, breakdown cover, servicing and road tax – all fully included in the fixed monthly lease payments.

At the end of the 36 month agreement we will arrange a time for you to return your car to the dealership. You can then either choose another brand new vehicle for the next 36 months or simply walk away.

• You must be aged 25 years or more with at least two year’s driving experience
• Have no drink driving convictions and no more than six points on your license
• A UK residence history (we are open to EU and non EU nationals)
• You will need to be in receipt of a regular income: either
• as an employee, or
• as self employed, or
• have another source of income such as maintenance payments from your ex-spouse, property rental income, a pension or other.
• Your ability to take on the financial commitment of a three-year car lease contract will be assessed by our credit underwriter.

Our credit underwriter will assess your ability to service the car lease contract on the basis of your completed lease application form and a telephone discussion of your financial position.

You will be able to choose your car from our website and agree any extras you need over the telephone with our account manager.

After you have chosen your car and been approved for the lease agreement, you can place an order for your car with our account manager who will also advise you of the estimated time to delivery.

We will contact you a day or two in advance to inform you that the car will be ready for collection and make an appointment for you to collect your car at our recommended car dealership.

You can only use the car for social, domestic and pleasure purposes and for travelling to and from a place of work.

Your car is for use on mainland United Kingdom. You can take your car abroad with our prior agreement.

The lease contract runs for the entire duration of 36 months and cannot be voluntarily ended before the end of the lease term.

Your advance rental (part paid when you place an order for your car and the balance when you collect your car) can be paid by a bank transfer or by payment card with payment taken over the phone.

You make your monthly lease payments by standing order.

Any additional payments in respect of the lease such as penalty fines will be collected by direct debit.

If you miss a payment your car will be immobilised if payment is not received within 5 days.

If payment is not received within 14 days of notice of lease termination being sent then the car will be retrieved.